Event Cancellation Insurance 

Event cancellation insurance does not cover losses caused by poor event planning, poor marketing, or lack of interest.

What is Event Cancellation Insurance? 

Event Cancellation Insurance provides coverage for the loss of revenue derived from OR expenses committed to an event due to a
cancellation, abandonment, interruption, curtailment, postponement or relocation caused by covered perils as defined in the policy as
covered perils.

What is the difference between Event General Liability Insurance and Event Cancellation Insurance?  

Special Event General Liability insurance coverage is required by venue or vendor contract and protects against 3rd party bodily injury or
property damage claims.  Event Cancellation Insurance is a specialty insurance coverage and is “elective” in nature, the premium is
determined based on the revenue or expense at risk, event type, dates and location of the event and scope of coverage required. 

What are the factors that influence pricing and breadth of event cancellation coverage offered?

• Event Type (athletic event, concert, fair/festival, conference, consumer show, etc.)
• Amount of Revenue or Expense relating to event
• Dates of the event
•  Location of the event
•  Whether the event has an outdoor exposure or non‐appearance component

What are “typical” covered perils?

• Adverse weather (example: Hurricane, Tornado, Snowstorm / Ice storm)
• Natural catastrophe such as earthquake, flood, fire  
• Labor disputes   (this is covered provided it isn’t  involving the insured or the insured’s employees)
•  Acts of Terrorism  
• Failure to vacate the event venue  
•  Non‐appearance (the inability of performers,  teams, other individuals from appearing at your event)  

Adverse weather, earthquake, terrorism and non appearance are all available and rated/quoted accordingly. Other perils can be
covered at special request or accommodation (example: coverage for outbreaks of communicable disease)  

Non-Appearance Insurance:

If your event relies on the appearance of a person or group (performer, speaker, player, invited guest, team, etc.), this option will protect you from the non-appearance of that individual. Generally, including this option requires a medical exam of the specific individual.

What is not covered by Event Cancellation insurance?

• Financial Insolvency  
• Lack of Interest or Support
• Fear of Travel   
• War and Military Action
•  Biological, Chemical, or Nuclear Hazards
•  Pollution or Contamination
•  Pre‐existing existing or threatened circumstances

What types of events are covered?

Almost any type of event can be covered with Event Cancellation. Over 100 different event types are available for coverage with no minimum premium requirements in the following categories:

• Sporting events and competitions
• Trade shows, conferences and lectures
• Carnivals, Festivals and fairs
• Film and TV premieres
• Concerts and tours
• Corporate functions and community events
• Weddings, bar mitzvahs, christenings and memorials
• Dozens of other events!

Why and When is event cancellation coverage purchased?

Even the best planned event can face circumstances beyond its control.  These unforeseen and uncontrollable circumstances can force
cancellation, abandonment, postponement, interruption or relocation of the event (either in it’s entirely or partially). There are a
myriad of instances which could jeopardize an event and result in an event cancellation insurance claim.

Why? 

• Protects significant revenue stream
• Protects viability of an organization
• Ensures continuity of event from year to year

When?

• Typically at least 30 days before the event start date but no later than 15 days prior to the first event date.
• Up to 3 years in advance as multiple years of coverage can be purchased up front